Boat Insurance
 

I'm in the process of getting quotes for boat insurance. I have looked at progressive and geico so far. Progressive quoted me 662 for 12 months and Geico quoted me 269 of the same period. All deductibales and coverages are the same. I have never have always used progressive for my insurance but think I have been getting screwed. Has anyone ever delt with geico?

Boat US is the way to go
Try getting a quote through them

Kade, I hope you got a commercial policy.

Declared value or actual cash value? Liability limits?
Gieco is a Berkshire Hathaway unit owned by Warren Buffett and Progressive is owned by another Obammer supporter.:pissed: There are plenty insurers for boats, you need to shop around and understand what you are buying. Give me a call if you need an independent anaylisis, (not a solicitation).

Are you an agent?

I have progressive and im only paying about $350 a year.

I have progressive and its $310 a year for 60k coverage on everything
Kade you will need to have a commercial coverage like BD said

Pretty sure he already does.

At least that is what he told me the other day

Yes he is

My commercial insurance runs anywhere from $1000 to $1300 a year. That's a $500,000 policy. I'm changing to charter lakes this year. They seem to explain their policies in depth and help you understand what you are "insuring."

All good playa but only went with a 300,000 policy but it's a guide policy so I was told

Kade, Charter Lakes is who I used. I would check with them.

Thanks Brady. Couldn't remember the name

500,000 charter ins w boat USA is 640 a yr

Geico is crap in the auto aspect! Progressive, again in the auto world, isn't much better. Just a collision center owner's .02.

728 with boat US

They aren't the company only paper pushers, tell me who's paper the policy is written on? Usually the difference in price is their commission. Let's see what I can get it for Brady?

Try it hoss.

BUT Geico is cheap :D

So are their auto repairs...for the most part.

I aint saying she a gold digger but she aint messing with a broke .........gg.......


Get geiko for yo money

I have progressive on both boats. My 28 ft chris craft had about 10K in damage for Ike. They sent out an adjuster and he took pictures, filed a claim and wrote a check on the spot. Olmsted shipyard said it wouldn't cover the damage. Called progressive and they told Olmsted to fax an estimate. They sent another check, then a third check when we found out the radar had unseen damage.
From my experience with them, they did me good.
I have 100K liability and the boat coverage is what I paid for each boat. I pay $700/year for the chris craft and the cobia together on the same policy.
When I bought the chris craft, I just kept the same policy as the previous owner. Swapped registration and insurance. Mainly cause no one else could match their quote.

I also had state farm for 2 autos and an offshore boat that was damaged during rita. They told me to send them an estimate from a reputible boat yard. They wrote a check right away. Good luck with them too, but dropped them due to the way they treated family members after rita.

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