Auto insurance coverage...
 

If you are insured with the likes of US Agencies, Go Auto or, Direct General, do yourself a huge favor and leave them immediately!!!

You may think that you are saving money but, what you are losing is quality of customer service and, if you're ever in an accident, wait to see how they want your vehicle repaired!!:pissed: I wouldn't insure an '81 Ford Tempo with any of them!!:work:

There's my advice to my fellow SC members for the day!

State Farm still OK?

Yeah, they good.

I have 21st century and do NOT recommend tjem, gonna switch back to allsate soon

what about geico?

Government Employee Insurance Company....no thank you

They aren't the greatest in the world but, they are certainly better than the above mentioned!

I second that the general sucks was rear ended 2 yea ago and other person had the general and they suck my insurance had to pickup most of the tab and wasn't even my fault. Thanks for the heads up!!!

Thanks for the info 151.

Any time Chaf! Awareness is key in this world.

Honestly, if I were to be involved in a collision with someone insured by one of the above, I'd turn it in to my own ins co. and, let them deal with it after the fact! Yeah, I'd have my deductible to pay initially but, I'd know it was repaired correctly and, I'd be reimbursed for my deductible as well.

Corey

What about usaa I have never had to file a claim with them but I have always heard good things

Never had trouble with Farm Bureau

Me neither, but, might be cause I ain't filed a claim in over 20 years.

State Farm....I have everything with them except for my boat (progressive). I have NEVER had an issue with SF on a claim.

USAA is a pretty good outfit. They do take care of their customers.

Farm Bureau would actually be my personal favorite to deal with in the collision industry. They have a "Hey, let's just fix it right" attitude.

Ha! My boss is fighting with one of your favorites right now to get a check for his daughters car that was totaled last Month.
Hate to say it but, the only way to make sure you are getting the best coverage and price is to use an independent agent. We have the flexibility to market to multiple insurance companies that are A rated. If for some reason there is a problem, we get to Chew Azz with the company to make it right.

US Agencies is here right now...I showed her what I had posted about them here and, on FB. She got a little pissy until I asked her if she was insured by them. Her lack of response leads me to believe that she isn't!

get ready to bend over!!

I had Allstate for 10 years...After making two repairs under their company last year, I dropped them. I was not at all impressed!

Anybody use Shelter? Experiences? All I've had to claim was a windshield chip repair and that was free.

I've had probably a dozen or so claims here at my facility with Shelter. They were pretty easy to deal with BUT, make sure when you do your policy that you check the OEM replacement coverage box. If you don't, they will come in and write every aftermarket part they can find, even if your car is a month old! That may not mean much to some but, to others, they can't stand the thought of anything but factory parts going back on their vehicle.

I have filed a few claims with them. They are top notch, very fast and excellent service.

So who would you say we're the top 3 to deal with?

State Farm or Farm Bureau would be one or two. They could be in either order.

Third would be a toss up really. If you're military, usaa. If not, Progressive or Shelter ins.

These guys truly have a quality repair in mind and, won't throw parts at something that should be totalled.

I had an allstate claim last year that totalled. They owed me $15k in repairs before they totalled the car. Keep in mind, when they came in, I told em it was a gonner. They refused to listen to me about it.

I have had State Farm for 16yrs and have no complaints, I pay $500 deductible my fault or other driver and they fix my vehicle and take care of rest then return my $500 if it was other driver without me haveing to deal with lawyers plus they have always been less then others on prices

Big thing w/ auto insurance. Get it in writing that they will allow ALL OEM parts.
If not go somewhere else!

Good idea, Bob. The other driver's insurance wanted to put aftermarket parts on my daughter's new Murano. Corey took care of that.