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Pull n Pray 03-21-2018 12:59 PM

Boat Sunk at the dock
 
2 Attachment(s)
My boat filled up with rain and sunk at the dock. During recovery it was completely submerged. What all needs to be replaced? Does anyone have any experience with insurance claims. Any tips for dealing with the insurance. I'm hoping they total it.

jpeff31787 03-21-2018 04:43 PM

boat doesn't have a self bailing hull? that sucks.. or an auto-bilge....


sorry for your loss man.... how long was it submerged?

swampman46 03-21-2018 07:09 PM

Self bailing hull? auto bilge? Man things sure changed since I last had one. How does that work in this situation?

redaddiction 03-21-2018 07:30 PM

Quote:

Originally Posted by swampman46 (Post 833564)
Self bailing hull? auto bilge? Man things sure changed since I last had one. How does that work in this situation?


A self bailing hull would allow rain water to flow off the floor of the boat and out the back of the transom. All boats have that now days. I don?t even understand how this happened. That boat shouldn?t have sunk. And auto bildge.... well that?s self explanatory. It has a float switch.

Andy C 03-21-2018 07:32 PM

Fresh or saltwater?? All batteries,all fluids, belt if it's a 4stroke. Two strokes carbs need to be rebuilt either one pull the plugs and fill cylinders with oil. Spray all wires and connections in the entire boat that you can get to and try to get to some you can't with corrosion X.

Andy C 03-21-2018 07:33 PM

Quote:

Originally Posted by redaddiction (Post 833565)
A self bailing hull would allow rain water to flow off the floor of the boat and out the back of the transom. All boats have that now days. I don?t even understand how this happened. That boat shouldn?t have sunk. And auto bildge.... well that?s self explanatory. It has a float switch.

Did you have the battery switch off, or the battery died

Top Dawg 03-21-2018 07:47 PM

Probably womt be totaled because no damage to hull/transom

Pull n Pray 03-21-2018 08:32 PM

There is only a manual bilge pump. My next boat will have a float switch. I believe the way the boat was angled it didn't allow it to self bail. It was submerged about 14 hours in fresh water. The adjuster is coming Friday to assess the damage.

neverenuf 03-21-2018 08:39 PM

No big deal. Get the engine running asap after bringing it up. Google how to do it. Why would they total a boat for being in the water?

elebouef 03-22-2018 08:44 AM

Quote:

Originally Posted by neverenuf (Post 833572)
No big deal. Get the engine running asap after bringing it up. Google how to do it. Why would they total a boat for being in the water?

Because the owner wants a new boat, but probably won't happen. What owner will get is a bigger premium on his insurance next year.

Top Dawg 03-22-2018 08:58 AM

Quote:

Originally Posted by elebouef (Post 833583)
Because the owner wants a new boat, but probably won't happen. What owner will get is a bigger premium on his insurance next year.

This

Feesherman 03-22-2018 11:20 AM

Soooooooo, how did you unsink it?

Pull n Pray 03-22-2018 12:47 PM

Quote:

Originally Posted by Feesherman (Post 833587)
Soooooooo, how did you unsink it?

A scuba diver tied huge air bags to the cleats and aired them up. It was towed about 5 miles to the boat launch submerged like in the second picture. He was then able to get the trailer underneath it.

Feesherman 03-22-2018 12:49 PM

Quote:

Originally Posted by Pull n Pray (Post 833591)
A scuba diver tied huge air bags to the cleats and aired them up. It was towed about 5 miles to the boat launch submerged like in the second picture. He was then able to get the trailer underneath it.


Any good luck? Like did a big flathead move in or anything? I'm always lookin for dat silver lining.

Pull n Pray 03-22-2018 01:16 PM

Quote:

Originally Posted by Feesherman (Post 833592)
Any good luck? Like did a big flathead move in or anything? I'm always lookin for dat silver lining.

Haha. Actually there were a few small brim in it. They weren't keepers though.

Feesherman 03-22-2018 01:21 PM

Quote:

Originally Posted by Pull n Pray (Post 833593)
Haha. Actually there were a few small brim in it. They weren't keepers though.



Best bait in the world for afore mentioned catfish.

marshrunner757 03-22-2018 04:52 PM

Hope it all works out either way. Hate seeing this.

Sent from my SAMSUNG-SM-G930A using Tapatalk

tonyjohn 03-24-2018 03:45 AM

Is that a 220 Baypro ? Elcel ? I figured there would have been flotation to at least hold it level ?

WorldWideSportsman87 03-25-2018 11:48 AM

I've brought a boat back to life after a similar situation. It's really not that bad. The hardest part of a situation like that is getting the boat out of the water and back on a trailer where you can work on it. Easy from there

Reggoh 03-26-2018 07:55 AM

That net holder is awesome! Even after the airbags were deployed, the net is still in it's original spot!

swampman46 03-26-2018 11:20 AM

Quote:

Originally Posted by Reggoh (Post 833695)
That net holder is awesome! Even after the airbags were deployed, the net is still in it's original spot!

There are a few things confusing about the 2 photos.

elebouef 03-27-2018 05:01 PM

??????????????????
 
Well what did the adjuster say?

Pull n Pray 03-28-2018 08:29 AM

Quote:

Originally Posted by elebouef (Post 833746)
Well what did the adjuster say?

They sent a inspector to look at the boat and take pictures. The next step is to get a quote from a dealer. I'm taking it to Lake Area Marine on Tuesday so they can send a quote to Geico. I'll let update everyone and let you know how Geico handles my claim.

waterman1971 03-28-2018 09:33 AM

pull the plugs, clear the cylinders, crank that baby up and go

tboy 03-28-2018 10:24 AM

Quote:

Originally Posted by waterman1971 (Post 833782)
pull the plugs, clear the cylinders, crank that baby up and go


And in 2 weeks or 2 months you can listen to the bearings chirp, right before they lock up. Speaking from experience.

elebouef 03-28-2018 10:37 AM

Quote:

Originally Posted by tboy (Post 833783)
And in 2 weeks or 2 months you can listen to the bearings chirp, right before they lock up. Speaking from experience.

Not if he would of done that right away after it was pulled from the water. If the plugs would of been pulled and gotten the water out right away and would of poured oil in the cylinders and gotten all the water out and sprayed the whole engine down with some silicon spray it would of been ok. Speaking from experience also. BUT NOW IT IS TO LATE TO DO IT AND EXPECT IT NOT TO DO WHAT YOURS DID.

RAKEDLAKE 03-28-2018 10:53 AM

That is a scary sight because I have a boat very much like it.Xpress 22'. I am pretty sure that I have a functioning auto bilge. Prolly wont total it. dry it out and go fish.

Big Fun 03-28-2018 03:51 PM

I'm a insurance agent and that will be a total loss.

elebouef 03-28-2018 05:22 PM

Quote:

Originally Posted by Big Fun (Post 833789)
I'm a insurance agent and that will be a total loss.

And how would you do that? Isn't the hull able to have water in it at some time or other? do you understand that most of the stuff in a boat is marine stuff and usually can withstand water? Just wondering .

Big Fun 03-28-2018 05:54 PM

All wiring,gauges,all motor electronics,etc.. Stuff that shouldn’t be indundated with water would all have to be changed. If it doesn’t total I’d be surprised!!

ahlangle 03-28-2018 10:04 PM

Quote:

Originally Posted by elebouef (Post 833796)
And how would you do that? Isn't the hull able to have water in it at some time or other? do you understand that most of the stuff in a boat is marine stuff and usually can withstand water? Just wondering .

This guy

Pull n Pray 03-29-2018 08:28 AM

Quote:

Originally Posted by Big Fun (Post 833798)
All wiring,gauges,all motor electronics,etc.. Stuff that shouldn?t be indundated with water would all have to be changed. If it doesn?t total I?d be surprised!!

This what I was told. All the electronics and connections are water resistant. They are not made to withstand being submerged in water for long periods of time. Every boat has problems with corrosion even in areas that are dry.

BananaTom 03-29-2018 10:43 AM

A buddy just had this happen, they totaled it, He bought it for salvage value from the insurance company, and then rewired it, replaced electronics, and had the engine repaired.

Just saw it in the water Sunday, it runs great!

DaPointIsDaBomb 03-29-2018 02:25 PM

Quote:

Originally Posted by elebouef (Post 833784)
Not if he would of done that right away after it was pulled from the water. If the plugs would of been pulled and gotten the water out right away and would of poured oil in the cylinders and gotten all the water out and sprayed the whole engine down with some silicon spray it would of been ok. Speaking from experience also. BUT NOW IT IS TO LATE TO DO IT AND EXPECT IT NOT TO DO WHAT YOURS DID.

Would HAVE brah, where you from baw

DaPointIsDaBomb 03-29-2018 02:26 PM

Quote:

Originally Posted by BananaTom (Post 833815)
A buddy just had this happen, they totaled it, He bought it for salvage value from the insurance company, and then rewired it, replaced electronics, and had the engine repaired.

Just saw it in the water Sunday, it runs great!

I dont see how some people sleep at night, screwing the man like that


That being said, Pull n Pray I am interested in it if it is totalled out, let me know

elebouef 03-29-2018 07:08 PM

Quote:

Originally Posted by DaPointIsDaBomb (Post 833825)
Would HAVE brah, where you from baw

Erath, graduated Erath High School 1999


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