LA Worker's Compensation Ins question
 

I am about to hire a small landscaping company to remove a tree (25' tall) from my back yard. They have liability insurance but do not have worker's compensation. I am an individual and they have employees. It has always been my understanding that if an employer does not have worker comp insurance, the employer is responsible for any employee injury/disability, while on the job. My concern is what happens if the employer does not have deep enough pockets to cover the cost of the injury or disability. Would I then become responsible?

Thanks in advance for your advice.

Charlie

Hire a better company and have peace of mind

X2!

X3.....

I agree. get a company with workers comp. Also call the insurance company and verify that the coverages are in place because alot of companies have a certificate and the policy is cancelled.

I'm the OP and want to thank all of you who took time to reply to my question


Charlie