American Yatch Sales had a bank repo on their board at the boat show for $21,000...2007 21 Frontier with less than 100 hrs. Of course it had a T top and no trolling motor but my guess is they would have taken $19,000 for it sat afternoon. The same 2009 model at the show was $37,000 and change.
IMO, buying new is the worst financial mistake anyone can make at this time.