Retired at 58 and never looked back (so far) after 11 years. If I had to give you "young'uns" some advice, it would be to load up your 401(k)'s/IRA's and never check the balances until you're within a few years of retiring. A simple rule of thumb that worked for me is your age minus 100 in stocks/equities and the rest in fixed, i.e. bonds, cd's, bond funds, etc.
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