our spray foam for our 7000 sq ft house was right around 25,000. for us to use bat insulation, it was around 18-19,000. we have been living in the house for a couple of months now and the bill in Jun, July, and august was around 200. The house is kept at 72 all the time. Of course we self contracted our build so prices may be a little higher if u had a contractor build. Walls were 2x6. I could walk in the attic in the middle of summer and not break a sweat. Naturally we have led bulbs all over the house so that adds to some savings.
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