I've done exactly this by Borrowing against my 401k. The cash sale aspect allows me to bypass most fees normally associated with home buying. Those savings offset any market loss incurred from the$ not being in my 401k account. That being said, I do all my own title research, inspections, and I write my own earnest money contracts. I've literally closed home sales for $20 total closing costs. And that's just because that's half the fee the county charged to file the deed. Lol I'm so cheap I made the seller kick in the other $20
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