Weedeater, a line of credit may be your best option but one thing you need to look at is what kind of rate can you get by just simply refinancing your primary residence and skip the 2nd mortgage or line of credit option. Advantage to this is that you will have only one note to pay and may be able to get your best interest rate by refinancing. You may have some additional up front costs but could potentially save in the near future with a lower note. Just a thought. Loan against your 401K should be last option.
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