common mis-consception with any IRA. You're returns are based on what you want to invest in. You can buy anything inside your IRA, from money markets, CDs, bonds, mutual funds, to stocks.
IRA is title of the acct only. Set up for tax purposes. Roth IRA are great investment vehicles, esp if young, because your earnings grow tax deferred and you can take your income off of it for free after age 59 1/2.
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