Well good luck Ratdog. You have to have a dream and hold on to it and never give up. I saved for 8 years to buy my boat. I saved $100 here and $50 there, When my friends were going out to eat and such I was saving. I know I only own a Carolina Skiff 238 DLV but it is all mine and paid for. I wish you well buddy and don't let people get you down. Hang in there.