Quote:
Originally Posted by Zachary Boy
Do insurance companies give lower rates for steel roofs? My roof (steel) has gone thru 3 hurricanes and has come away unscathed. My neighbor who has shingles is on his 3rd shingle roof @ about $6000/pop. I know I have a lower fire risk due to fireplace embers and damage from hailstorms also.
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Some do some don't, some will not write them at all(I know, seems Stupid). Agents are at the mercy of underwriters (Professional No People)who live inside of a BOX
! Unfortunatley, I don't make the rules and it would be scary if I did.
Your neighbor is still on the hook for atleast 2% wind deductible if not more.