for me, i wouldn't trust anyone giving advice from here for this sort of stuff without some pretty serious fact checking on their credentials.
I would speak to close friends and family and have them recommend an investment adviser to you, someone that has a proven track record with people you know and trust.. (yes they are going to bend you over for fees etc) then if you watch how they work your money, you in turn can learn how to work it for yourself.
Just my opinion..
