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| Inshore Saltwater Fishing Discussion Discuss inshore fishing, tackle, and tactics here! |
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#2
07-13-2009, 05:50 PM
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I went 12 years with Bank of the West. I pay double payments though. What did you get?
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#3
07-13-2009, 06:00 PM
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Quote:
__________________
Waltrip's Saltwater Guide Service jeremy@geaux-outdoors.com https://m.facebook.com/waltrip.guideservice?id=148838538646862&_rdr
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#4
07-13-2009, 06:08 PM
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I have banked with Calcasieu Marine/Hibernia/Capitol One for 30 years.
They wanted 18.5% for a boat loan. The boat dealer wanted 8%. I got 6.5% from my Credit Union. I got a 5 year note, not a 12 year.
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#5
07-13-2009, 06:51 PM
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shop around i did mine with neighbors fedral credit union for 8 years but couldnt stand thinking about all that intrest so i payed it off a year after i bought it. my friend told me there is a credit union called eagle something but they were giving him something crazy like 3.7 percent on 10 years . i know that your rate will go up the longer you streach it out
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#6
07-13-2009, 07:15 PM
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You dont have to be a member to get a loan from a credit union. I did it it was very easy.
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#7
07-13-2009, 07:23 PM
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JP Morgan just quit doing boat and RV loans--4-those who care
too risk adverse
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#8
07-13-2009, 08:44 PM
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I didn't pull the trigger yet!
I have 6 months to think about it. I am leaning to the blue wave 180 V-bay with 115 Suzuki. It should go 47 at wot. It should get no less than 5 miles to the gallon. I am looking for smaller rig than I have now. I was thinking the credit union route too. Or, paying double payments with the 12 year deal.
Last edited by Nasty; 07-13-2009 at 09:01 PM.
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#9
07-13-2009, 09:08 PM
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Blue Wave and Suzuki suck.....ain't what W's got. 
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#10
07-13-2009, 09:16 PM
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financing is the way to go. CSE 10 year loan at 5.75 steadily keeps my line in the water any day i choose and from prien lake to the rigs. i love the low notes and get them directly withdrawn, so i never even notice the money is gone. once this one's paid off, its time to sell and finance a 25' shearwater!!!!
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#12
07-13-2009, 09:24 PM
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Wait a minute...I might have the numbers backwards. 
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#13
07-13-2009, 09:37 PM
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#15
07-13-2009, 09:49 PM
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Thats what I was thinking. You positive you going to keep it for 12 years?
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#17
07-13-2009, 09:53 PM
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Salty I am glad the I have two things that W thinks are the best: Curado Reel and Yamaha 4 stroke!
Salty, do you use anything that W uses???? Seems you do not! Nasty I did mine for 8 years and hope to pay it in 6-7 thru Dow Federal Credit Union. BTW, I do not work for Dow. Anyone can get a loan thru them if your credit is good. Got it for 7.9%.
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#18
07-13-2009, 09:55 PM
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I know we are talking on the wrong thread but who cares
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#20
07-14-2009, 07:41 AM
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The SOONER he realizes that....the better off he'll be.
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