So your a professional bum?? :*****::*****::*****::*****: Just had to say it...to good not to pass up:*****::*****:

AGRRREEEDD :spineyes::spineyes::spineyes:

Newer better hull design and performance will prevail. As other brand hulls were one time at or near the top of the want list and have descended that list, so to will the haynie be one day. Innovation, engineering and newer materials will always drive another better design in waiting to trump what is currently on top. To those who can pay cash for the latest/greatest hull brand fantastic. That is the way it should be done. It is those who have to finance a hull and be in debt to a lending institution, that is a contributor why our nations economy is in the current state.

And how do you justify that statement?

LOL...Yea Ok..... I financed mine for 5years and Had a offer of 2K less then I paid for it.....Plus I went though State Farm bank and got 5.8% interest on a Boat.... My boat motor has a 5 year warranty and my Hull lifetime....So when I pay off my boat...My note will be paid off...If I keep it that long

Now ...I advise no one to finance your taxes in... Pay your taxes cash

It is pertty harsh to say that someone that has a loan for a boat contributed to our current economy. As long as people are putting money down to have some equity and making their payments and are not putting themselves above thier family then I don't see anything wrong with a guy borrowing money to acquire a boat. It would be really hard for most average income folks to ever come up with enough cash to enjoy boat ownership. I would hate to see something as great as our sport be taken away from the majority of our fishermen.

it aint financing that has ruined our economy It was people that paying for their debts that hurt us The gov put an emphasis on lending out money so institutions lent out money to those that should not have qualified Take a hard look at credit scores Those that have great scores are those that have borrowed money If you were to pay all your big purchases and not finance them you would have poor credit scores ........ I am gunna finance some of my boat But I pay all my notes on time .......Besides, I am making a better % on my money in investments than I have to pay by borrowing

Roger that..... Losing a job or serious health condition I could see someone having to default on payments....but thats not even most cases...

My Mom has a Mortgage company in Lafayette....and she said that you would be surprised at the collage kids getting credit cards and maxing them all out....then defaulting on them.... Bankrupt...

If anyone is going to buy a boat....1st they should know it will cost them a lot to keep it up plus fuel.

I love watching these young kids offshore buy 50K trucks and tires....I ask them...How long did you finance that.... 7 years..... Then I ask.... Do you plan on living with your mommy for 7 more years??? Most never even think about it. Just I can cover the note. I know a guy offshore who bought a 45,000 boat and had it repo 6 months later.... I said dude ***??? He said Man: I did nt know the insurance and note plus gas would cost that much.... Then i ask...Why not sell it then have to go under on that note....I also told him that your credit is what gets you by in life! Good credit can get you financed for anything with lower payments and even get you a better job...... He said...I dont need credit im 19 years old:shaking::shaking::shaking::shaking::shaking:

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I'm a professional tour guide... All these guys are friend and u go with them to show em new spots and bc were friends..... I'm not a bum.:)

well said

I have only 1 loan note at a time.

I guess you can do that when your old...:rotfl::rotfl::rotfl::rotfl::rotfl:

All I have is House,Boat and Truck...but company pays me Mileage so I get a new one every 2 years

Been like that for the past 20 years. Now and then one will overlap another, but not for long.

From what I gather, you pay cash for everything?
And you have never financed anything in your life? Just wondering.

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Let me b honest....... U R AN IDIOT!!!
People like u should not b allowed to talk or voice Ur opinion.
Next time u wanna post a comment.... Write it down on paper then flush it.

Thats kind of harsh....If the dude can pay cash...More power to him...

But I can make 18% or more in the market with my cash....and borrow from the bank less than 5% ....

So I look at this... 50,000 @5% note...or 50,000 15-25% market gain...

Ill take the market for $200

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Yea. It is harsh.. But stupid statements like that need to b responded to with harshness ...... Less that 10% of people pay cash for their boats, trucks, Homes, etc.
To say that financing purchases is a bad move is stupid and obvisouly this guy needs a reality check.

With the guys on this forum, there should be no problem of him getting a reality check!!!

Thanks, but I will pass

Why are you not fishing?? 20mph winds....you should have the lake to yourself

How was that Ban Camp??? :*****::*****::*****::*****::*****:

Fished till 9 this morning. Guys finally called it. It was rough and muddy. And there were 10 boats around us today. I was surrounded by Haynie's!!!

What??

This site is really going to crap...total thread hijack on almost every thread.

x2

all you can do is add the useful info you want to see more of instead of complaining about it

namecalling and personal attacks will ruin it for everyone (not directed at montauk)

They should use Tiggerdroppings Rules

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If they enforced these rules you will have to find another site to post on.

My thoughts exactly :help:

yall the only ones who cry...........I never start just finish

"If ya ain't first, ya last!"
Ricky Bobby

Watch out big boy your are breaking your rules already, would love to play
have 2 green lights to set up at camp deepglow.com as the HAT would say
you have a Nice day.

Stupid can not be cured. Wise men can only bring forth wisdom and knowledge, it is up to the individual to digest this wisdom and knowledge, in order to concur his own stupidity. Good luck.

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*** r u talking bout??

Re
 

What part of that was confusing??

It wasn't confusing at all.

Back in 90's everybody used wood in boats, and done correctley boat will
last. But putting wood in a boat gives it a shelf life in will expire sonner
or later. Friend had 02 Kenner hull floor went soft in 06 indoor stored. You mention he used wood on the Frontier, he does and that boat is a price point
for his company (entry level priced bay boay) his self proclaimed the best boat he has every built Blackjack 100% NO WOOD Composite.

HUH? You make no sense

I agree, boats with wood are slightly over priced. I wish the Haynie's were lower. With that being said, it serves the right purpose for me.

Wood in boats will last, if you know how to take care of them.
If you don't, it can be bad for you if you don't fix crackes or keep screws/bolts tight.
I have a 30 year old boat with wood in the decks, no soft spots at all. But I like playing with old boats. They are my hobby.

The issues with wood under fiberglass is that you don' know, or not sure when water will get under the fiberglass. Everything attached needs to be sealed and thru bolted with a backing plate and lock nuts. Screwed down items need to be sealed, and make sure you check that the screws are tight so water cannot get under the fiberglass.
If water gets under the fiberglass, it takes a long time to dry, if it does dry. If it rots, the only way to fix it is to remove the fiberglass, remove the rotten wood, replace with more wood or a composite and re-fiberglass. Not cheap.

Wood has a much better strength to weight ratio than the composites. But composites are getting better, and composites don't rot.

Boats with wood can be built in any shape or form and are much more customizable.

My dad had a local made skiff kept it 20 years, but every time he mounted into the boat
it was my job to put 3M 5200 in the hole. The Champion boat company in 99 almost went out of buisness trying to change to composite, the warranty clamis for Composite Cracking just about took them under. A lot of backyard type boat builders do not use
composite because they are from the old school of building boats and are scared to use
it, it is a lot more labor to do composite correct. My last boat was a Canyon Bay and I
spent some time if Florida checking out my boat during the making of it.

After further review of all the BS and Hogwash, I guess the OP should of been more specific!!!!!!:rotfl::rotfl::rotfl::rotfl:

Guess he thought things were different here.

:*****::*****::*****::*****: I guess I shoulda said an opinion on the 24 cat

There is nothing wrong with wood in a boat if done right. My whaler is a 1970 and still solid as a rock. Biggest thing is to keep it covered not allowing standing water on the floors.

Agreed You can have a prob with any boat you buy or you can get a boat that has no problems Depends on how u take care of it and if you boat was made the day of a hangover:eek::eek:

Not confusing, just not true.

Casey, if you keep "Bean Counting" the post I am going to have a breakdown.:D

Can't Keep Up Regards,

The history is all messed up now, several of the posts were deleted by mods so the whole series make no sense now, not that it did in the first place.

Hurry up and sell me your boat before I buy that rocket. BTW, Mercury has a new Verado Pro series - supposed to have the same performance as as ProXS :p

I am sure the wood in your hull has already dry rotted so I am ready to deal.:work:

Thanks for the heads up, I am on the phone with Mercury now trying to work out a trade for the faster engine. ;)

If you get that baby 250 you will have a really nice view of my Talon. Don't be scared, buy the Yam 300.