If there is no homeowners or ATV insurance, your uninsured motorist should cover this. Thank God everyone is ok! If ya need some help on the collision side, advice or whatever, let me know. Not trying to scurry business but, I'll be glad to answer any questions you may have. I deal with collision and insurance companies daily.
Also, you may get with Raymond. He's an agent and could likely tell you more than most here.
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