My suggestion is go and meet with a business banker and go over your plan.
If He/She feels the plan is good and will support you, you are at least half way there.
In today's climate, with risk being so high, a banker's support is crucial.
Then you have to do the Pro's and Con's as suggested.
My father and Ex-father in law are both successful business owners. In the years I wanted to do my own thing, they both encouraged me to stay in corporate America and load the 401K.
Youth has something to do with it as well. No I feel there is too much to risk with kids headed to college and all.
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