My wife was hit kinda like this a few years ago and it totaled 3 cars; the one that hit her, ours and the one she hit. Our insurance ended up having to sue the lady that hit us but we got about 90% of everything back that we had to put out now the truck my wife hit sued the lady that started it all and the way it fell was since my wife hit the truck, anything that the ladies insurance that started it all did not cover our insurance would have to step in and take care of. It all came down to who's insurance was worth enuff to cover all the lost property but then agin that's why I carry insurance worth more then I need.
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