If you don't pay by the due date, the fine doubles. If you still don't pay it, they flag the registration on the vehicle and the next time your registration is due, you have to bring proof of payment of the fine to the state police and have them sign off before you can get your registration renewed. Big pain in the butt. It's not worth the trouble. I had the same thought but in the end, I was out more from the missed day of work to straighten it out than I would have been if I had just payed the fine up front.
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