They should only be accepted if they don't have a "horriable money balance".
The housing baleout will only help to depress prices even longer. This is just another case of the goobment trying to artificially affect market conditions which never works. Next for hard times is the commercial market, will they "baleout" that market also? Where will it end? When will it end? Goobment does it's best job when it gets out of the way and lets' the market determine the winners and losers not some burikrat in Washington that has never had a private sector job like our Communist in Chief.