Well I did some math on this subject. I will agree that after five years using the return on investment W mentioned above you will have more money taking out a loan instead of using 20k cash from the investment fund. I figured at 2% interest and 5% interest and the results are the same. I will say I still don't see the wisdom of taking out a loan versus saving the cash if you're going to pay a note outside your investments, but to each his own.
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