Thread: Boat Financing
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Old 08-12-2012, 09:26 PM
scott craft scott craft is offline
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Quote:
Originally Posted by lsufish View Post
W is an anomaly to any rule. If you can get 22% return annually, then by all means use debt to purchase your boat because more than likely it will be a 100 ft yacht.

For everyone else, this return is highly unlikely and you will end up owing money on a depreciable "asset" which is actually a liability. Always try to pay cash for your toys when you can.
I'm thinking I need to hire W to handle my 401-k. Wells Fargo isn't doing nearly as well for me as what he's doing. I used the 20% rate of return W is getting as a basis for my calculations, using a normal rate would probably skew the results in a different direction.