Just wrote a $6k check to the Feds the other day and, now, my wife is about to have a major surgery that will not only put her out of commision for a couple of months but, will also peg out my $3800 deductible. I know all about great starts to a new year buddy!
Like DGG said, it could ALWAYS be worse! Head down and humble will get you through, my friend. You won't even remember it in a couple of months.
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