Good Boat, Good Motor, looks to be in decent shape, priced right. Like mentioned, I would upgrade that trailer if I planned on keeping it while.
As far as a Credit Union, they are much better to deal with than a bank. If you financing it I would look to them for a loan. An example, a coworker is looking at buying a used vehicle. The interest rates right now on used vehicles are 1.99 for up to 48 mths, 2.49 at 60 mths and 2.99 at 72 mths. He said no one around our area could beat that.
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