sounds great in theory but the whole risk vs. reward thing comes to my mind when I hear that. I'd be willing to bet that someone is selling this investment. You will never get something for nothing when it comes to investments. If someone is guaranteeing your principal back it is probably not a risky investment however I would imagine the upside would be limited. and once again always look at the fees associated with any investment. Mutual funds typically charge around 1.5% whereas ETF's are typically significantly lower, around .5%. doesnt sound like a lot but it adds up, especially if you are losing money and your broker is still getting paid. sorry for the long response I too love this stuff
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