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Originally Posted by PathfinderNI
the insurance business although not P&C, and I know you can't really afford to insure everything you have for every kind of calamity that may happen out there. I've dropped my collision as both of my vehicles are paid for, and I don't plan on being in the wrong if I have an accident, lol.... As a Christian, there is a point where I just have to trust that the Lord is in control and will take care of me should something happen.
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You may not plan to be in the wrong...but you can still end up in the wrong. I had a truck pull a U-turn from the right lane on me while I was in the left lane...I was in the wrong because I hit the rear end of his truck, I only had liability and it sucked. I plan on always having full coverage. I'm also in the collision business and a deductible would still be cheaper than having to pay out of pocket to make repairs on most damage. I would get paid properly to repair my vehicle and be able to actually come out ahead if something came up...hypothetically speaking.