I think a big part of meeting the "burdensome expense" part for the exemption at least for the "off ground" places is the flood height above ground rules on buildings which would necessitate an elevator which might cost $10-$20k or more. but the ground level places and such should be forced to provide disabled access to them.
the pets thing, well lots of places don't allow pets so that's a whole other issue.
its sad they don't have more of an effort to cater to those with difficulties weather just by injury or permanent conditions.
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