Thread: I NEED a boat!
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Old 11-01-2015, 05:45 PM
kcinnick kcinnick is offline
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Join Date: May 2009
Location: Baton Rouge
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Quote:
Originally Posted by Goooh View Post
Have you actually tried getting financing through a credit union on a used boat?


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They want documentation I cannot provide since I do not have 2 full years tax returns, some want 3 years. Going to the dealer they can just plug my info into the computer and if my credit score is high enough, approved. When I go to my OWN credit union, their advice is apply at the dealer because loans made in house require them to have the tax returns.

I could just write a check for a boat, but I can make more money than I will pay in interest leaving that money in my business and I would not be able to have as many toys if I paid cash for all of them. I paid cash for 4 out of my 5 motorcycles, but I borrowed some money on both of our cars and truck and one motorcycle.

As soon as I get this MC insurance claim laid to rest I will go negotiate final numbers on this boat. Going to call sport trail tomorrow to see if they have a trailer for the 230BR already since the dealer packages all their boats with Magic tilt trailers.
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