Boat Financing

["W"]

2ndamend...let's look @ your theory

You have your car burn up tomorrow and you have to buy a new one. You find a used or new but let's say you found a car for 20K

You have 100k cash in investments
Are you going to pay for the vehicle cash 20k or use the banks money at 2%

And let's say your money is making 20%.YTD on returns
You will remove 20k and lose 18% profit off 100k to pay off a vehicle for 20k@2%?

So if you use 20k cash your now at 80k invested so your losing 18%gains on 20K

So your cash only don't look like a smart move in my books