If you had 100K hypothetically

[TTF FISHING]

1. I would buy 4 $25,000 10 year AA Rated Tax Free Muni Bonds(School Dist are good) get a tax free yearly return of 4-6% and the 100,000 is returned at end of year 10.
2. Next, I'd go to my bank and use My 100K Muni Bonds as collateral for a 100K Loan. Interest rates are low and your Muni Bonds are earning income.
3. I'd look for a business I could run while still working at my current job or find a business or product line that fits well with my current business.
4. I would pay of the loan with my new business income and muni bond income.
5. When I pay off my loan, I'd see where my Muni Bonds stood. I would either sell them or wait till they matured depending on how long it took me to pay off the loan.

I would end up with my original 100K and a debt free income producing business or new product line for my current business.

I'd do it all over again and again....