How would you respond to this text

[Duck Butter]

I ain't very old, but I have become very blunt in my last few years, especially now that I have kids. I would say HELL NO! You need to look out for yourself first and foremost especially since you have kids. You will NEVER EVER EVER get that money back. BUT, in a way if its only $100 or so, it may be a wise investment to give them the money and that way you will likely never see them again