Penalty could keep smokers out of health overhaul

[Duck Butter]

When dealing with insurance, if you are in a higher risk category then you will pay more. Makes sense to me, the insurance companies are there to make money. Capitalism bruh!


You smoke, your health insurance is higher than someone who doesn't

You get 5 speeding tickets a year and have a wreck every year, your car
insurance is higher than someone with a perfect driving record

If you are in a flood prone area....