There was a commercial a few years back that explained it perfectly......it was a state trooper. He said, " if you feel its not the governments place to tell you to wear it, that's fine.......after you've been in a wreck, explain to your child how you weren't gonna let the government tell you what to do when your Slayer up in the hospital.......
I too was in a wreck that I would have been crushed if wearing my seat belt.......I was lucky cause I was in a hurry and don't put it on.
Do I wear it today?? Sometimes......
Guess its all in the luck of the draw????