Home owners insurance

[leblanc272]

insurance guys,

I have a 102 year old home in Lake Charles with its original slate roof. This made a huge problem 2 years ago when I bought this house, but I found Insurance. That insurance continues to jump, and I have never had a claim. If you are a n insurance representative, and willing to insure a house with a 102 year old slate roof, i want to talk to you.

[ScubaLatt]

contact Bankers insurance company. They are represented by Insurance Unlimited in Lake Charles. They may but I cannot guarantee it. I just switched to this company and saved $900 a year on my home owner's premium.

[Raymond]

Ok, everybody thinks claims drive insurance costs but in most cases (personal lines) it doesn't. Claims affect auto insurance directly and home insurance indirectly. Homes are rated a million different ways; yr construction, yrs of updates,plumbing, elec,ac,roof,construction,slab,piers,ect. I doubt you are going to find anyone that will give you much of a break on insurance unless it has been 100% renovated. Was the ability to purchase insurance at a reasonable cost a consideration when you purchased 2 yrs ago? Friend in High School lived in a Histerical home and her dad put it on the Historical Register so he could get the tax break and he was a big Vet in town. Old homes are Money Pit$ and even those with the chedda have difficulty tossing out the kind of $$ for upkeep.

Good Luck