Homeowner's Ins????????
So Geico gave me a much better quote than State Farm, which is who carries my auto ins. Anyone use Geico?? Any good, bad experiences with them?
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Have no experience w/geico . But do have lots of experience w/ insurance companys.
Biggest thing is READ the ENTIRE policy! Make sure it says in writing what is and is not covered. Make sure it says in writing what the deductible is for different scenarios. Make sure that it does not exclude anything you need to have covered. Make sure to see in writing any exclusions or limitations in coverage. If you have above average in guns , jewelry , fishing gear ,coins etc they may require a rider to be covered as most policys limit the monetary amount that they will pay on certain items. i have a full replacement value policy thru allstate and yes it cost more but if my 52 y.o. house burns down i will get enough to rebuild the same house at todays cost. Same w/ contents , i have a set payment for contents in case of total loss and i have had to increase it over the years . but the increased cost was just a couple bucks a month. Just remember that no matter who you insure with , some companys will drop you after 2 claims. some maybe even 1 claim. |
Whatever u do don't get allstate!!
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Do a little on line search . geico is an acting agent for travlers insurance. There are pages and pages of complaints against geico for non payment and unannounced rate increases. If it was me i'd run from geico.
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Whoever you get quotes from just google their name/ homeowners insurance complaints. also check w/ the BBB. and the state insurance comission. |
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You should call Ross Byrley. He is local, he is a fisherman, and it's a family business. They have a good repuation in Lake Charles. 337-478-8349. I think its always good to have a young hardworking agent explain your policy to you and make sure you have the right coverage. Good luck.
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Well, Raymond won't say it so I will. Call him at Lyons Ins in LC and get a quote from him. Don't think you will be sorry
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Safeco
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Insurance
In February I switched everything to Safeco from State Farm. Insurance Unlimited out of Lake Charles. Saved some money. Haven't had to deal with a claim though.
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Safeco/America First are top notch with claims and service. I have some companies that may be cheaper but not nearly as good IMO.
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