More insurance advice from the collision guy...

[southern151]

Originally Posted by Matt G

Man that's rough! Hopefully you get paid. I may pay more, but my agent is always there when I need him and my coverage has always come through for me.

In your professional opinion, I just recently paid off my truck and no longer NEED full coverage. Should I drop full or it's a good saftey net to keep?

Matt, if you don't have the money in the bank to replace that vehicle tomorrow, don't drop your full coverage. Here's what I tell customers...If you can't write a check for what it takes to replace your vehicle and, not flinch when you write it, don't drop full coverage. If it's a 1988 Toyota Corolla, I'd go minimum on it but, if it's a 2005 or up pickup, it's worth a good bit of money and will cost that money to replace it.