Affordable care by Dave Ramsey

[hawgsquatch]

I am cop and work for the gubmet. Even so, my insurance went from 600 a month to 900 and my deductible from 250 to 6900. Tell me again how affordable this care is?

[AceArcher]

Originally Posted by hawgsquatch

I am cop and work for the gubmet. Even so, my insurance went from 600 a month to 900 and my deductible from 250 to 6900. Tell me again how affordable this care is?

Wow.. i have not seen a yearly deductible under 6000 for about 5 years. Our current yearly deductible is 7500. Don't even want to tell you what we pay monthly for family coverage.

This is what happens when you let insurance companies write the law. The exact same companies who have had each consecutive year, their most profitable years EVER. Our system was screwed up enough before... but now..... SMH.

Quite simply we have chosen to put the Fox in charge of the henhouse. The fox swears it isn't him killing all the hens.... but we keep finding chicken blood and feather's on his nice fur coat.

Either we as a country must go whole hog socialized health care in the same fashion that most eurozone countries have done successfully (and at a much lower total cost)

Or we must revert to a true FREE MARKET (read Laissez-faire) health care economy where all are free to compete for your health care dollar...... free of government protectionism / cronyism / etcism's

Either one will drive healthcare cost's down to a level that basic real healthcare will effectively be a human right.

[Spunt Drag]

Originally Posted by AceArcher

Wow.. i have not seen a yearly deductible under 6000 for about 5 years. Our current yearly deductible is 7500. Don't even want to tell you what we pay monthly for family coverage.

This is what happens when you let insurance companies write the law. The exact same companies who have had each consecutive year, their most profitable years EVER. Our system was screwed up enough before... but now..... SMH.

Quite simply we have chosen to put the Fox in charge of the henhouse. The fox swears it isn't him killing all the hens.... but we keep finding chicken blood and feather's on his nice fur coat.

Either we as a country must go whole hog socialized health care in the same fashion that most eurozone countries have done successfully (and at a much lower total cost)

Or we must revert to a true FREE MARKET (read Laissez-faire) health care economy where all are free to compete for your health care dollar...... free of government protectionism / cronyism / etcism's

Either one will drive healthcare cost's down to a level that basic real healthcare will effectively be a human right.

And how's the quality of the care? Or better yet the frequency at which you can even receive the care? If they call the doctor, how long til they get in? It's weird all these Canadians and Europeans come here for major medical.

[AceArcher]

Originally Posted by Spunt Drag

And how's the quality of the care? Or better yet the frequency at which you can even receive the care? If they call the doctor, how long til they get in? It's weird all these Canadians and Europeans come here for major medical.

The quality of care in countries which would be one's whose models we should match. Is actually quite good. A short list of those countries would be (denmark, norway, sweden, germany, france, belgium, switzerland...etc)

On average they have 2x the number of doctors per capita. and 2x the number of hospital beds per capita than we do here.

Additionally they pay about 10% less as a percentage of GDP for healthcare than we currently do here in the states.

In both area's of Quality and Cost we lag far behind their models.

It is however true that the highest levels of healthcare are more available here in the states. Thus we often have medical tourism on our shores for extremely complicated / cutting edge procedures.

What i am refferring to above is not the high end optional medical practices typically conducted in medical tourism areas. I am referring to straightforward basic solid healthcare covering emergency service and preventive medicine. If we are talking about medical tourism, There are many other countries gaining ground on our foothold of medical tourism. (I'm sure you have heard of the medical vacations happening in thailand, brazil, south korea...etc)

With that said, I could give two ****'s less whether we as a country choose a viable socialized health care system (not the joke that is obamacare / ACA), or whether we choose a true free market system in which there is a truly Laissez Faire approach....

However making an argument to keep our current system of big pharma and big Medical protectionism through lobbying, cronyism, and all the other ism's that run rampant in DC..... That would be sheer lunacy.................... so it's almost sure to be what we will do as a country...

We have not even discussed the need for tort law reform, and how that would impact things as well.

[RickLafayette]

Originally Posted by AceArcher

The quality of care in countries which would be one's whose models we should match. Is actually quite good. A short list of those countries would be (denmark, norway, sweden, germany, france, belgium, switzerland...etc)

On average they have 2x the number of doctors per capita. and 2x the number of hospital beds per capita than we do here.

Additionally they pay about 10% less as a percentage of GDP for healthcare than we currently do here in the states.

In both area's of Quality and Cost we lag far behind their models.

It is however true that the highest levels of healthcare are more available here in the states. Thus we often have medical tourism on our shores for extremely complicated / cutting edge procedures.

What i am refferring to above is not the high end optional medical practices typically conducted in medical tourism areas. I am referring to straightforward basic solid healthcare covering emergency service and preventive medicine. If we are talking about medical tourism, There are many other countries gaining ground on our foothold of medical tourism. (I'm sure you have heard of the medical vacations happening in thailand, brazil, south korea...etc)

With that said, I could give two ****'s less whether we as a country choose a viable socialized health care system (not the joke that is obamacare / ACA), or whether we choose a true free market system in which there is a truly Laissez Faire approach....

However making an argument to keep our current system of big pharma and big Medical protectionism through lobbying, cronyism, and all the other ism's that run rampant in DC..... That would be sheer lunacy.................... so it's almost sure to be what we will do as a country...

We have not even discussed the need for tort law reform, and how that would impact things as well.

Fortunately for those countries they don't have to support a large military and they don't give Billions away in foreign aid.

[AceArcher]

Originally Posted by RickLafayette

Fortunately for those countries they don't have to support a large military and they don't give Billions away in foreign aid.

I am all for a strong military, but don't get the whole required to be the entire worlds police force thing.

Foreign aid... ohhh you mean bribes...

Alternatively.... if we are going to be the entire worlds police force... Then as a nation we should recieve subsidies from the rest of the world so that at the very least our citizens are given medical care on par with the rest of the civilized world.